📜 BrightFixAI – Terms and Conditions
Effective Date: [12/26/2025]
Company Name: BrightFixAI
Website: www.brightfixai.com
1. Acceptance of Terms
By accessing or using the BrightFixAI platform, website, or services (“Services”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, you may not access or use our Services.
2. Services Provided
BrightFixAI offers credit consulting, educational resources, and AI-powered tools designed to help users better understand and manage their credit profiles. We are not a credit repair organization and do not guarantee the removal of any items from your credit report.
Our services include:
AI-generated credit insights
Personalized credit consulting
Credit-building strategy education
Access to vendor resources and credit-related tools
Optional connections to affiliate services (credit monitoring, tradelines, etc.)
3. Eligibility
You must be at least 18 years old and a resident of the United States to use BrightFixAI. By using our Services, you represent and warrant that you meet these eligibility requirements.
4. Account Registration
To access certain features, you may be required to create an account and provide accurate and complete personal information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
5. Payment & Subscriptions
BrightFixAI offers both one-time and subscription-based services. You agree to pay all applicable fees associated with your use of our Services. Subscription fees will be charged automatically based on the billing cycle you select.
Failure to pay may result in the suspension or termination of your account.
6. No Guarantees
While our AI and consultants may provide strategies to help improve your credit profile, BrightFixAI makes no guarantees regarding score increases, credit report outcomes, or financial results.
We do not remove items from your credit report on your behalf, nor do we dispute negative accounts directly unless otherwise disclosed as part of an affiliate offering.
7. Use of AI Tools
You understand that our AI tools are based on automated data analysis and general best practices. All insights should be reviewed and applied with your discretion. We are not liable for any financial or credit-related decisions made solely based on AI recommendations.
8. Prohibited Uses
You agree not to:
Use the platform for any unlawful or fraudulent purposes
Impersonate another person or misrepresent your identity
Copy, modify, or distribute content without permission
Attempt to reverse-engineer or interfere with the functionality of the platform
9. Intellectual Property
All content, branding, platform design, and AI systems provided by BrightFixAI are the property of BrightFixAI and protected by intellectual property laws. You may not reproduce, distribute, or modify our materials without written consent.
10. Termination
We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any behavior deemed abusive, fraudulent, or harmful to other users or the platform.
11. Disclaimers
BrightFixAI is provided “as-is” without warranties of any kind, express or implied. We are not responsible for errors in your credit data provided by third-party services, or for financial decisions made using our platform.
12. Limitation of Liability
To the fullest extent permitted by law, BrightFixAI shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use our Services.
13. Changes to Terms
BrightFixAI may modify these Terms at any time. We will post updated terms on our website and, where appropriate, notify users by email. Continued use of the Services after changes constitutes acceptance of the new Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles.
15. Contact Us
If you have any questions about these Terms, please contact us at:
📧 Email:[email protected]
🌐 Website: www.brightfixai.com